Access to 240+
European banks

Substly provides quality connections to banks in 11 countries across Europe

Market coverage
  • CheckSweden
  • CheckFinland
  • CheckDenmark
  • CheckNetherlands
  • CheckItaly
  • CheckBelgium
  • CheckAustria
  • CheckSpain
  • CheckPortugal
  • CheckFrance
  • CheckUK
Find your subscriptions
Pattern

Why should I integrate?

Save time

Substly queries your bank transactions to automatically identify which digital services are being paid for and how much is being paid.

Continued transaction updates

Allow background refresh to ensure your data is always up to date, without the need to re-authenticate.

Open Banking/PSD2 compliant

Substly´s bank integration with Klarna is Open Banking and PSD2 compliant, delivering secure and reliable access to 240+ banks in the European financial ecosystem.

Connect through Klarna

Klarna provides one of Europe’s most established open banking platform for business bank accounts.

As a customer, you authenticate yourself directly with your bank and can revoke access at any time. Data is not stored anywhere during transit and is securely encrypted according to RSA and JWE standards.

Klarna Open Banking
Open Banking

What is Open Banking?

In alignment with the EU PSD2-directive (2019) banks are obliged to share information with third parties. Open Banking is meant to encourage increased competition and innovation to enable companies to provide better service and added value for their end customers.

Don’t let subscriptions be a bigger problem than they need to be

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