Access to 240+
European banks
Substly provides quality connections to banks in 11 countries across Europe
Market coverage
Sweden- Finland
- Denmark
- Netherlands
- Italy
- Belgium
- Austria
- Spain
- Portugal
- France
- UK
Access to 240+
Why should I integrate?
Save time
Substly queries your bank transactions to automatically identify which digital services are being paid for and how much is being paid.
Continued transaction updates
Allow background refresh to ensure your data is always up to date, without the need to re-authenticate.
Open Banking/PSD2 compliant
Substly´s bank integration with Klarna is Open Banking and PSD2 compliant, delivering secure and reliable access to 240+ banks in the European financial ecosystem.
Connect through Klarna
Klarna provides one of Europe’s most established open banking platform for business bank accounts.
As a customer, you authenticate yourself directly with your bank and can revoke access at any time. Data is not stored anywhere during transit and is securely encrypted according to RSA and JWE standards.
What is Open Banking?
In alignment with the EU PSD2-directive (2019) banks are obliged to share information with third parties. Open Banking is meant to encourage increased competition and innovation to enable companies to provide better service and added value for their end customers.
